Introduced in 2015, Apple’s upgrade program lets you get the 32GB iPhone 7 for 24 monthly payments of $32.41 unlocked instead of forking over $650 up front. The 128GB flavor costs $36.58 a month while the 256GB model is $40.75. More importantly, the iPhone Upgrade program lets you get a new iPhone every year (after 12 installments) without being tied to one carrier. Apple also throws in its AppleCare+ warranty, which includes up to two years of hardware repairs, software support and up to two incidents of accidental damage coverage (subject to an additional service fee).
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